At its annual general meeting in April, Guaranty Trust Holding Company assured shareholders it would continue increasing dividend payouts in 2026 while managing operational pressures. CEO Segun Agbaje emphasized the bank's focus on balancing capital appreciation for institutional investors with reliable returns for retail shareholders through a long-term dividend growth strategy. The bank is also addressing concerns about its exposure to the oil and gas sector by applying tailored risk management approaches to different segments, and stressed that all its foreign subsidiaries operate independently without relying on capital from the parent company. To counter declining gross earnings, GTCO is implementing cost optimization, expanding digital banking, and diversifying revenue through asset management and pension services.